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We are dedicated to providing fast and efficient service to licensed independent agents and brokers throughout the U.S.

Carreras Financial imposes no volume commitments. Our goal is to make it easy for licensed producers to place business with us. No prior appointment or agreement is necessary to submit applications for a coverage quotation.

Upon binding the first account, agencies and individual producers are required to submit proper licensing documentation and Errors & Omissions coverage verification through the Unified Producer Agreement.

Due to the unique aspects of each specialty program we develop, commission rates can vary by program class and/or coverage line. Please verify your commission rate with the Carreras Financial representative processing your submission. If you charge the insured a fee for services and would prefer to receive a quotation "net" of commission, please let your representative know.

Email Carreras Financial Services here or phone (561) 798-4565 to discuss your next submission.

Thomas B. Carreras, CLU, ChFC, LUTCF, CFS, CFP. Investment Advisor Representative.
This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your registered representative. Read it carefully before you invest or send money. Securities products are limited to residents of AZ, CO, FL, NC and OH.
Secuities and advisory services offered through Ameritas Investment Corp. (AIC). Member FINRA/SIPC. AIC and Carreras Financial Services, Inc. are not affiliated. Representatives of AIC do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation.
Carreras Financial Services, Inc. © 2007. All rights reserved